This year was certainly not as fantastic as many investors hoped 2015 would be but was it really that bad? And are we going into the new year with even less stellar performance. Here’s what they had to say, “Investors have long counted on a rally around the holidays to give a lift into year-end, and stock markets traditionally deliver. While stocks rose last week, the S&P 500 is on track to decline in the period between Nov. 20 and the end of the year for the first time since 2002. Since 1995, there have been only three times the index has fallen during that period.” To read more, CLICK HERE.