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Bear Markets Hammer Nest Eggs — Take Action Now

Nest Eggs

You might have heard of the “4% rule.”

It’s a popular rule of thumb in financial planning circles. In a nutshell, it says that you can take annual distributions of 4% based on the value of your portfolio at the time you retire. You then adjust the payout for inflation in subsequent years.

It’s designed to be a “safe” number. You should be able to withdraw that amount over your retirement without depleting your nest egg.

But here’s the dirty little secret.

The post Bear Markets Hammer Nest Eggs — Take Action Now appeared first on Money & Markets, LLC.