Many of us have saved for years, or even decades, to ensure a retirement where we can live comfortably into our golden years.
But is financial preparation alone enough?
Experts suggest there is more to a fulfilling retirement than a healthy bank account and that it pays to begin preparing well before the actual time arrives. If you have an idea now of what you want out of retirement, it could help you develop a more realistic plan for the future. And experts contend retirement is more personal than some general advice makes it seem.
The good news: a simple checklist can make the process seem far less daunting.
This post originally appeared at U.S. News & World Report.